My Professional Journey

Two decades of leadership in payments, fintech, and banking, building scalable businesses and high-performance teams.

Nov 2021 – Present

SGeBIZ

Built the growth roadmap and operating plan to scale the business toward SG$50M+ revenue potential.
Launched 3 digital platforms to deepen payments and trade-finance capabilities.
Expanded into Malaysia and structured cross-border partnerships to unlock new corridors.
Tightened risk and regulatory execution across markets while broadening rails (bank transfer, virtual cards, QR, wallets).

Mar 2020 – Nov 2021

Drove the B2B payments business with a clear focus on volume, adoption, and platform stickiness.
Built issuer, scheme, and fintech partner motions to expand acceptance and improve customer experience.
Helped shape automation-led workflows across procurement, AP, and payments to improve efficiency for clients.
Developed the operating cadence across product, partnerships, and execution to convert pipeline into throughput.

Feb 2019 – Jan 2020

Led commercial payments and partnerships across 16 APAC markets, aligning teams to a single B2B growth agenda.
Deployed US$10M into fintech partnerships (Payment Logic, Paymate, Open, NEAT) to accelerate solution breadth.
Delivered 13% volume growth and 14% revenue growth in 2019 through focused execution and market prioritisation.
Won US$100M+ new business and added US$5B+ volumes via virtual card programs in China and Korea.

Apr 2016 – Dec 2018

Ran a US$300M revenue business at 50%+ profitability while leading a 40-person regional team.
Drove double-digit annual revenue growth and expanded coverage into fintech and merchant segments.
Secured US$100M+ annual new business through disciplined client planning and solution-led origination.
Built a US$500M multi-year revenue plan and strengthened governance to scale growth without risk leakage.

Nov 2012 – Mar 2016

Managed a US$225M P&L and delivered 56% pre-tax profitability through tighter commercial discipline.
Grew wallet share by 30%+ by integrating credit, payments, and liquidity into unified client plays.
Expanded trade flows across APAC by linking product execution to corridor-level opportunities.
Built durable senior relationships with banks across markets to convert strategy into recurring flows.

Dec 2010 – Oct 2012

Built the NBFI franchise from zero to US$35M revenue with a clear coverage and solution blueprint.
Earned the Asset Award for Best NBFI Bank (2011) by improving execution quality and client outcomes.
Recruited and developed regional teams, creating repeatable frameworks for pipeline conversion.
Expanded APAC relationships through sharper segmentation, pricing discipline, and product adoption.

Apr 2005 – Nov 2010

Led treasury and cash management sales for India and South Asia, delivering US$55M annual revenue.
Sustained 60% pre-tax profitability by improving deal quality, pricing, and wallet discipline.
Expanded wallet share to 26% by deepening integration across solutions and client operating cycles.
Won Chairman’s Circle awards and scaled performance consistently, moving from AVP to ED in three years.

Oct 2000 – Apr 2005

Managed 200+ corporate relationships, building repeatable engagement across large and mid-market accounts.
Contributed to scaling ICICI’s cash management leadership through stronger solution adoption.
Developed receivables solutions (post-dated instruments, small-value collections) to improve efficiency.
Improved client retention by reducing friction in collections and tightening service delivery routines.